iDEAL

iDEAL

Bank Transfer

iDEAL

iDEAL

iDEAL

Mollie allows you to quickly and easily accept payments through iDEAL‚ the most used payment method in the Netherlands. It only takes 10 minutes to start receiving payments and there are no hidden fees involved. You only pay for successful transactions.

Start accepting today

Only pay per transaction

Cancel anytime

Boost checkout conversion

Offer all of your customers favourite payment methods to win more sales.

Drive growth in new markets

Offer 30 local and global payment methods to effortlessly scale across Europe.

Simplify doing business

Unlock all payment methods with one integration. Activate (or deactivate) the options you need with just a click.

Overview

Pricing

Available in

NL

Supported currencies

eur

Channels

Online

Supported API

Payments API

Refund

Full

Partial

Other

Recurring

Guaranteed method

Settlement delay

1-3 days

Overview

Pricing

Available in

NL

Supported currencies

eur

Channels

Online

Supported API

Profiles API

Refund

Full

Partial

Other

Recurring

Guaranteed method

Settlement delay

1-3 days

Overview

Pricing

Available in

NL

Supported currencies

eur

Channels

Online

Supported API

Profiles API

Refund

Full

Partial

Other

Recurring

Guaranteed method

Settlement delay

1-3 days

Explore more payment solutions

Explore more payment solutions

Explore more payment solutions

iDEAL 2.0 is an updated version of the iDEAL payment method.

Available to shoppers from 34 countries.

The most popular payment method in Belgium.

Method of choice for 1 million Belfius customers.

Accept the iDEAL payment method

Accept the iDEAL payment method

iDEAL is a trusted, secure, and convenient way for consumers to pay online. It’s also the most popular payment method in the Netherlands – Around 70% of online consumers regularly use iDEAL for ecommerce. Users transfer money directly from their bank account, guaranteeing a successful, secure payment that can’t be reversed.

Frequently asked questions

What is iDEAL?

iDEAL is the most widely used payment method in the Netherlands. At least 60% of Dutch shoppers use it to pay for their online purchases. It’s a trusted, secure and convenient way of paying online. Customers transfer money directly from their bank account, through the online banking product they’re familiar with. This guarantees a successful payment that can’t be reversed by the customer. The customer’s bank guarantees that the transaction is secure.

iDEAL is seamlessly integrated with the online banking products of the 10 largest Dutch consumer banks. Customers of these banks log in to their online banking environment to transfer payments. Participating banks are ABN AMRO, ASN Bank, bunq, Handelsbanken, ING, Knab, Rabobank, RegioBank, SNS Bank, Triodos Bank and Van Lanschot Bankiers.

The uses of this payment method are quickly increasing beyond e-commerce platforms. Online invoice services now send payment links alongside their invoices so they can be settled through iDEAL immediately. Charities have started implementing iDEAL to accept donations.

Since its introduction in 2005, over a billion payments have been made through iDEAL and over 100.000 webshops and other organisations have implemented it as a payment method.

How does iDEAL work?

Customers pay using their own online banking environment. The security of the transaction is guaranteed by the customer’s bank. Upon checking out, customers select the iDEAL payment method, followed by their bank. They’re then forwarded to the online banking environment of the bank and asked to log in. The amount to be transferred and further payment details are already filled in, the customer only needs to authorise the payment. When this is done, the bank immediately confirms the payment and the customer is returned to the webshop. The merchant can continue processing the order immediately, because payment is guaranteed.

Benefits of iDEAL through Mollie

There are many benefits to accepting iDEAL through Mollie. You can offer all major payment methods through a single integration. We use multiple acquirers (merchant’s banks) to ensure payments get through, even when a merchant’s own bank has technical issues. And we offer QR-codes that allow customers to easily pay through their mobile app. Through our clever onboarding process, you can start accepting payments quickly, without any of the paperwork that’s involved when setting up a connection yourself. Our clever yet simple API makes the integration incredibly robust and built for volume. Our API and Dashboard allow for direct refunds and can export all your data to several different formats for your bookkeeper. Our pricing is much more competitive than going directly to a bank, with no hidden fees at all. And there’s no Dutch bank account required to accept iDEAL through Mollie, so you can enter the Dutch market without any trouble.

What is an iDEAL payment link?

An iDEAL payment link is a unique URL that directs customers to a secure payment page where they can complete a transaction using the iDEAL payment method. It's a convenient way to accept payments online without the need for an integrated checkout process.

With Mollie you can easily make iDEAL payment links. Visit our dedicated Payment Links page to learn more.

How can I send iDEAL payment links?

Payment links are a convenient tool for businesses to accept payments online without the need for a complex e-commerce setup or integrated checkout process. Here's some more information about payment links.

Creating an iDEAL payment link on Mollie is simple. Follow these steps:

  • Create or log in to your Mollie account.

  • Navigate to the "Payments" section and select "Create payment" or "Payment links."

  • Choose "iDEAL" as the payment method.

  • Fill in the required details such as the amount, description, and any additional information you want to include.

  • Generate the payment link and copy it to share with your customers.

To learn more about payment links in general please visit out Payment Links product page.

What is an iDEAL QR code?

  1. What is an iDEAL QR code?
    An iDEAL QR code is a specific type of QR code used for making iDEAL payments. With this QR code, consumers can easily and securely make payments using their mobile phone or tablet. It provides a quick and efficient way to complete online purchases without the need to enter long strings of data.

  2. How does an iDEAL QR code work?
    When a consumer wants to purchase a product or service, the seller generates a unique iDEAL QR code for the specific amount to be paid. The consumer opens the iDEAL app on their mobile device and then scans the QR code using the phone's camera. The iDEAL app recognizes the code and displays the payment details, after which the consumer can authorize the payment using their bank app.

  3. What are the benefits of iDEAL QR codes?

    • Convenience: Users do not need to enter long bank details, making the checkout process faster.

    • Security: iDEAL QR codes use secure payment protocols, protecting the consumer's sensitive data.

    • Accessibility: iDEAL QR codes can be used anywhere QR codes can be scanned, making them suitable for both online and offline purchases.

How do I use iDEAL QR?

  1. What is iDEAL QR with Mollie?
    iDEAL QR with Mollie is a service offered by Mollie, a leading online payment platform, which allows sellers to generate and accept iDEAL QR codes for payments from their customers. It enables sellers to receive iDEAL payments via QR codes in a simple and secure manner.

  2. How can I use iDEAL QR with Mollie as a seller?
    As a seller, you can use iDEAL QR with Mollie by signing up for a Mollie account and activating iDEAL. Then, you can generate iDEAL QR codes in our Dashboard or API (read the QR codes guide in our docs) for your products or services and present them to your customers as a payment method.

  3. What benefits does iDEAL QR with Mollie offer for sellers?

    • Ease of use: Mollie's platform provides a user-friendly interface for generating and managing iDEAL QR codes.

    • Speed: Customers can make payments quickly and easily by simply scanning the QR code.

    • Security: Mollie employs strict security measures to ensure the safety of transactions.

    • Comprehensive reporting: Sellers have access to detailed reports and analyses of their iDEAL QR payments via the Mollie dashboard.

Can I offer the iDEAL payment method in Germany?

No, you cannot offer the iDEAL payment method in Germany or for German customers. iDEAL is only available in the Netherlands. As a German merchant selling to the Netherlands, you can of course offer this payment method. To do this, first create a Mollie account and then activate iDEAL as a payment method.

How to integrate iDEAL

How to integrate iDEAL

How to integrate iDEAL

€69.99

Sneaker laces

Sneaker laces

23/09/2022 17:29

€69.99

Paid

Consumer name

T. Otter

Are you already a Mollie customer?

Simply activate the new payment method in your Dashboard.

Not using Mollie yet?

Sign up to Mollie to activate iDEAL.